Tuesday, April 11, 2017
Open Enrollment 2017 is coming up April 17-30, when team members can make changes to their benefits
Open Enrollment 2017 will be held April 17-30. During this time, all benefit-eligible team members have the opportunity to enroll in their benefits and make any changes for FY18, July 1, 2017-June 30, 2018. Enroll by logging into the HR & Payroll Service Center found on the Intranet Pulse Page. At the completion of the enrollment, you will be able to print your confirmation and/or email it to the email address of your choice. Please make sure to keep a confirmation.
Current benefits will roll over to the new plan year, EXCEPT for your contributions to the health savings account (which will reset to $0) and flexible spending accounts (which will end June 30, 2017). Changes to health savings account contributions can be made at any time. An online form to change your HSA for July 1, 2017, or any time during the year, can be accessed on the Benefits site, found on the Pulse page. Click here for the HSA form. Enrollment in the flexible spending accounts can only be made during Open Enrollment, or with a Qualified Life Event. If you do not wish to make any changes, other than those above, you DO NOT need to re-enroll.
The annual benefits fairs will be held throughout the system from April 17-28. This is an excellent opportunity for you to meet with our plan representatives and ask specific questions about your current benefits or ones you may be interested in for FY18. Click here for a complete schedule.
The Platinum, Gold, and Bronze medical plans will be offered again this year with a $5 increase in the Platinum and Gold premiums for individuals and a $10 increase in the Platinum and Gold premiums for families. Click here to see all premiums for FY18.
Completing a physical and the health risk assessment are no longer requirements of the Platinum plan. However, preventive physicals and labs are still covered at 100%, once per plan year, on all our medical plans. Non-tobacco use is still a requirement of the Platinum plan.
BlueCross BlueShield will continue to administer our medical plan and American Health Care continues as our prescription drug manager. Select Asthma drugs will be added to the maintenance list effective July 1, 2017. The maintenance List of drugs is covered with no deductible. Click here for the maintenance list.
The Mountain States company contribution to the health savings account (for those enrolled in the Platinum and Gold plans only) will remain the same as the current year contributions. The contributions are $600 for individual plans and $1,200 for family plans, contributed half in July and half in January. The Affordable Care Act fees will remain in effect for another year but will reduce from $29.08 annually per covered life to $2.17! Click here to see all premiums for FY18.
The Dental and Vision plan premiums will remain the same. However, both plans will offer some enhancements to current coverage. Dental Option 3 will include implant coverage under the Major Care Benefit effective July 1, 2017. The VSP Vision plan will include UV protection at no additional cost to the lens benefit. Great additions at no additional costs!
The medical and dependent care flexible spending accounts will be transitioning from Stanley Benefits to Optum Bank, the same provider as our health savings accounts. If you are enrolled for the current year, you will receive a direct communication with specific information on the transition. Effective July 1, 2017, account holders will be responsible for the $4 monthly maintenance fee (this will be paid by separate biweekly deduction of $1.85).
The detailed benefits guide will be available to pick up at the benefits fair or can be accessed online at the Mountain States Benefits site. Additional information can be found on the Benefits site as well. Please take time to review all the great choices you have as a Mountain States team member!
Several of our voluntary benefits can be enrolled in during Open Enrollment. Enrollment counselors will again be available at the benefit fairs and facilities to assist you and discuss the voluntary benefits choices: accident, critical illness, whole life, and voluntary disability. Meet with a counselor, call the Voluntary Benefit Call Center (877-454-3001) or visit www.enrollvb.com/msha for more information. Watch for the counselors’ schedule coming soon.
A Q&A has been prepared to keep you informed of key points for FY18 Benefit Plan Year. Should you have questions not answered in the Q&A or on our Benefits Site, please call HR4U at 423-431-HR4U (4748) or email HR4U at HR4U@msha.com.